Filing an insurance claim after a car accident can be confusing. You might also be unsure when you should file a claim or if you need to file a claim at all. The claims process looks different depending on the accident and if you received any injuries. Knowing the ins and outs of claims is the job of your local Redondo Beach car accident lawyer.
You will need to call or email the insurance company to start the process of filing a claim. Make sure to report the accident as soon as possible. You will need to make sure to report the correct vehicle that’s on your policy if you have more than one. You will also need to report who was driving.
The exact location and time of the accident will also need to be reported. Make sure you have a basic description of the accident and have an idea of the severity of the damage. You will also need to get some information about other involved parties to include in the claim, such as their name and insurance information.
If there were any witnesses, make sure to get their contact information as well because the insurance company will want it. Keep a record of the insurance claim and the name and number of the person you talked to. Ideally, you want to talk to the same person every time you talk to the insurance company to make the process much easier for yourself.
Anytime you file an insurance claim, they will ask for the police report number. The easiest way to get this is to ask while you’re still at the scene of the accident. With the commotion and stress of a car accident, you might forget the number of the police report. You can always call the police station for the report, though.
Once your claim is processed, you will be assigned an adjuster. They might call you and ask you for additional information, so make sure you answer your phone if they call so the claims process is finished more quickly.
Stick to the facts and don’t assign blame or admit fault. You can also provide your own photographs and any other evidence you have that you think might help with the case.
All conversations are recorded by the company, which is why you don’t want to admit fault or blame the other person. If you’re worried about what you might say, have your lawyer speak with the insurer for you.
The adjuster might also come to see your car in person to inspect the damage and ask where the car was taken for repairs.
Have you been injured in a car accident in Redondo Beach that you didn’t cause? We’re here to help with all the details following an accident.
Give us a call at 504-585-7777, or fill out our contact form. A Redondo Beach car accident lawyer is ready to partner with you and help you move forward with your life.